Guaranteed Investment Funds

These funds, offered through Segregated fund policies, can give you the growth potential of investment funds with the security of insurance guarantees.

Funds are generally managed using a conservative, value-oriented, disciplined investment approach with the goal of building and protecting your wealth.

Segregated funds may be the solution for you if:

• You want to participate in the growth potential of the markets, but want downside protection. With Segregated fund policies, you have a maturity benefit guarantee to protect your investment in all markets.
• You are looking for estate planning benefits. Segregated fund policies offer a death benefit guarantee and they can allow the value of your investments to bypass probate, a public process that can be both costly and lengthy. With segregated funds, the death benefit is paid directly to your named beneficiary rather than to your estate.
• You are a small business owner or a professional. Segregated fund policies can offer potential protection from creditors.